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OT RANT: Paypal is easy???



I've never had a problem with Paypal.  I enjoy it and have probably run
about $10k through it without a single problem.  I have a credit card on
there and a debit card.

Dave
----- Original Message -----
From: "L F" <rocco16v@netzero.net>
To: "Cathy Boyko" <losinit@usa.net>; <scirocco-l@scirocco.org>
Sent: Saturday, February 08, 2003 4:28 AM
Subject: Re: OT RANT: Paypal is easy???


The more sophisticated our world becomes, the more complex our lives, the
more chance for utter frustration.
The internet is a large source of wonder and of frustration.

Larry ("what's a telly-phone and why would I need one?")
sandiego16v
  ----- Original Message -----
  From: Cathy Boyko
  To: scirocco-l@scirocco.org
  Sent: Friday, February 07, 2003 5:28 PM
  Subject: OT RANT: Paypal is easy???


  Okay, sorry to vent, but maybe you can offer me some insight here. I set
up an
  account with paypal in the summer on my Amex card - I NEVER use this card.
So
  I accidentally used it once to buy some gas ($21) and then ended up paying
it
  late (by a few days). They suspend my card, which I can understand. Long
story
  short, I call to check on the status after making the full payment of
$21.33,
  and they tell me, no, my account is suspended until I pay another .33 in
  interest. Fine.

  Off I go to town, pay the .33, and then try to use my paypal. WRONG. Oh,
my
  Amex account is in fine shape, according to two different Amex folks and
that
  was confirmed by the nice person from Paypal. And there is no problem with
the
  seller either. The "transaction"  had a "high risk profile", so got
bounced by
  their software. ?????? So it's okay on my end, okay on the seller's end,
but
  somewhere in Cyberspace (aka "the transaction") there is a huge inherent
  risk?? I'm SO confused. But I really had nothing else to do tonight.

  I can understand there needs to software that prevents fraud and all that.
But
  what on earth could be even vaguely fraudulent about a simple transfer of
  money from an approved buyer to an approved seller?  (on a side note, Amex
has
  really awful "waiting music" compared to Paypal)

  And the real kick in the teeth? Paypal has an exchange rate of $1.95 for
USD.
  Last I saw in the paper was $1.56, 20% profit may be a wee bit greedy.
  (reminds me of a Curt Cobain song...first word rhymes with "ape")

  So I'm back to snail mail for payment after all. I set up the Paypal
account
  to make exactly this sort of purchase easy.

  Did I mention what car I was buying stuff for?

  Cathy, still having a headache.


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