my turn

[vwrocco87@hotmail.com (Brad Sayer)]

I agree with kevin here.  Got rearended over the summer, and did get a 
police report.  When I first tried to contact her insurance company they 
told me they had to get in touch with her first.  On a call back to them, 
they said she denied the acccident ever happened.  Well, a quick fax of the 
police report and I had a check in 2 days.  Without that report, I would 
have been screwed.  I am betting her insurance company wasn't real happy 
about her lying to them and me like she did.  Besides, how dumb was she to 
lie even after she knew the police had taken a report?

Brad


>From: Kevin Collins <kcollins1@socal.rr.com>
>To: T Berk <tberk@mindspring.com>
>CC: Scirocco List <scirocco-l@scirocco.org>
>Subject: Re: my turn
>Date: Mon, 18 Feb 2002 18:39:02 -0800
>
>T Berk wrote:
>
> > Glad you're OK, too bad you couldn't vent some frustrations on the other
> > driver. (It aint right, but it feeeels sooo gooood.)
>
>She's hosed.  She'll be lucky to still have insurance when this is over, if
>she still does, it will cost an additional arm and a leg over the arm and
>a leg that it must cost already.  I suspect that her parents are NOT 
>pleased
>today.
>
>A lesson here for others to heed: yesterday the CHP officer we waited an 
>hour
>for to take an accident report tried to tell us that we didn't really need
>to have a report taken at all; he said that with no injuries and all proper
>information exchanged, we could have just been on our merry way, turned the
>whole mess over to our insurance companies, and been done with it, leaving
>them to work things out.  He said that for an accident like this, they
>wouldn't even bother to get a copy of the report from the CHP.  He said 
>he'd
>be glad to go ahead and take a report "if we wanted him to" since he was
>already there, but it really wasn't necessary.  I was buying all this
>nonsense and was about to tell him to go ahead and hit the road, when he
>turned to the girl and she basically admitted guilt.  So I turned back to
>him and said "take that report!!".. which he then did.
>
>I related this conversation to my State Farm agent this morning and she
>was furious.  She said that she hears similar stories all the time, and
>that what he said is total BS - which now makes sense to me.  If there
>were no report, no witnesses, and 2 damaged cars, it then becomes my word
>against hers and her story could change completely.. hell she could even
>be in a neck brace by the next day, trying to sue my ass.  So the agent
>was very pleased that she had confessed to the cop (something you NEVER
>do by the way, whether or not you are at fault!).
>
>State Farm has a gig where if you go to one of "their" accredited shops,
>you don't need to get more than one estimate and they waive your
>deductible and get right to work.  The shop that had originally been
>recommended to me 2 years ago to paint the 'rocco was on the list (they
>ultimately did not paint it as they didn't have time when I got it done)
>so I went there.  The guy spoke very highly of working with State Farm,
>saying they don't cut corners on him, no longer use non-OEM parts (remember
>that flap a while back over this?), and generally make it very easy for
>him to fix cars properly and without delay.
>
>Moral of this story to this point - is GET A POLICE REPORT! if you are
>involved in an accident, particularly if you aren't at fault, but I'd get
>one either way just so the facts are recorded straight in the first place.
>
>--
>Kevin Collins
>Huntington Beach, CA
>'86.5 16V 2.0
>'00 Passat GLS 1.8T
>
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