Re: need advice dealing w/insurance co.

["dale witt" <dwitt1@satx.rr.com>]

Most insurance companies will try to sell you  short because of the age of
our Sciroccos.  Your best chance at getting a fair deal is if you have
pictures and documentation.  I became very concerned years ago when it
became apparent that the roc was not going to hold its value the way I had
hoped it would.  I contacted my insurance company and asked for advice.  I
took pics of the cars and have kept every receipt.  It is not a 100 percent
guarantee, but it has worked for me on a couple of occassions.  Good Luck.

Dale
86.5 2.0 16v roc
82 22.1 16v roc (Zender 400 w/NOS)
85 1.8 GTI

----- Original Message -----
From: "Shawn Rader" <rader@engr.orst.edu>
To: <scirocco-l@scirocco.org>
Sent: Monday, November 13, 2000 8:28 PM
Subject: need advice dealing w/insurance co.


> Well, wouldn't ya know it, as soon as I get my '81 rocco running good a
> Fed-Ex truck backs into it. It's been a pain in the ass dealing with the
> insurance company (Krawford and Company). They didn't contact me until 4
> days after the accident occured, and that was only because after calling
> six times and only getting voice mail I finally left a message
> saying I was going to consult an attourney if I didn't get a responce back
> that day. So 15 minutes later I get a call back and of course they are
> trying to be all polite about the whole situation, claiming they tried to
> contact me at home (they didn't), and left a message on my answering
> machine (they didn't).
>   Anyway, what I am worried about now is that the insurance company
> won't pay for the full cost of the repairs ($1200) because they exceed the
> book value of the vehicle.  The guy at the body shop told me the insurance
> appraisers try to do this whenever they can.  Considering the experience
> I've already had with this company I'm not expecting them to cough up the
> money without a fight, so I'd like some advice on how I should deal with
> the situation. The university I attend has free legal councelling for
> students, so I think that will be my first stop if I have any more
> problems.
>   For anyone interested, the damaged occured at the front left fender.
> The strut housing is bent, the alignment is outta wack, and the wheel
> berring is making noise around turns.  The accident occured in the parking
> lot of my apartment complex.  I had just pulled out of my spot to go to
> class when the big Fed-Ex truck parked in the middle of the lot started
> going in reverse.  I layed on the horn but apparently the driver wanted to
> be sure he had hit someone before he came to a stop.
>
> Shawn Rader
> '81 Scirocco S (out of commision)
> ..and now..
> '99 Chevy Cavalier butt-ass-ugly sluggish piece of crap rental car
>
>
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