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Re: COPS: the enemy + Insurance Premuims
$105 is state minimum coverage, liabitlity only. I think it's a real
big rip. I'm 20 they said it will drop when I'm 21 but not again until
> At 05:29 PM 12/2/98 , Geordy wrote:
> >Well EVERYONE I know said that you don't need to get it for thirty days
> >after you get the car. From what I see and hear different people with
> Kinda... you have to have insurance on your car at ALL times, regardless
> of when you bought it, who you are, etc. However, if you already have an
> insurance policy (i.e. on another car), they are required to cover "new
> acquisitions" for 30 days.. This means that you have 30 days to tell the
> insurance company that you just bought a new car and give them the VIN and
> >effective last week so I can cram that up the judges ass. I agree with
> >insurance but I also hate it because I'm getting completey robbed I've
> >been driving for 3 years with no tickets/accidents yet I'm paying $105/m
> >just because of my age group. I've never had a ticket/caused an
> >accident, don't I deserve better. I feel like I'm going to spend the
> >rest of my life fighting my statistical ranking...
> I know you're pissed at the cop, and I agree with most of what you've said
> about cops needing to fight REAL crime... but I've been on this list long
> enough to know that you prolly just started a HUGE war. For the record, I
> agree with you on most of your points, but I will keep my mouth shut about
> the cop topic from now on. ;)
> And about the $105 / month. Feel honored-- I paid $280 a month when I
> lived in Florida-- and that's no tickets or accidents, and with a $480 /
> 6month Good Student Discount. Sure, I was 18 and had a new car, but it was
> a *Corolla*. So, while I can empathize with you, $105 isn't all bad...
> unless of course you just have liability.
> I now pay about $80 a month for coverage on my Rocco... and I still have
> the Good Student Discount, and I have a no-accident discount. *But*, I
> have 100/300 coverage with 50k property damage, 10k medical payments,
> Uninsured motorist 100/300, underinsured motorist 100/300, loss of wages,
> funeral benefits 2,500, rental reimbursement, death indemnity, *roadside
> assistance*, a $250 deductible Collision, and (get this) ZERO deductible
> That's right, zero. Nada. Null. Naught. Zip. So, come on over to my house
> and key uncle Jason's car. :) All it means to me is a new paint job and
> having to put up with a rental shitbox for a couple weeks.
> According to my insurance company, if I wanted the basic insurance
> required by law, (15/30/5 with 5k medical) it would be $142.30 every 6 mos,
> or $24 a month.
> ...aaah, the pleasure of being 23 years old. :)
> Don't fret it, Geordy. You're right about the wasted talent of police
> officers who look for people to harrass... As one of my friends who
> recently moved back to the states after a 7-year stint in Germany said,
> "These fucking cops are worse than Nazis".
> I agree. Drive Safe, kids.
> (oh, and READ MY EMAIL ABOUT MY LEAKY FUEL TANK!) :) Thanx!
> >Night Shadow wrote:
> >> You got off easy Geordy, you get busted for no insurance in Colorado and
> >> you butt ends up in jail....
> >> Plus, I'm for stiff laws concerning insurance....what if you hit me with
> >> your newly aquired car??? My insurance company would end up sueing you
> >> directly because you didn't have insurance...and if you couldn't pay? I'd
> >> get screwed....
> >> Now I agree, getting pulled over for no front plate is pretty lame, but go
> >> get some insurance dude!
> >> Eric
> >Geordy Rostad
> >'79 Scirocco GTI ragtop 2.0l (driving very cautiously until...)
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