[Date Prev][Date Next][Thread Prev][Thread Next][Date Index][Thread Index]
Was Insurance people ....rant Now: Update
I was just gonna send you a note to see how that was coming along. Glad it
worked out better than the initial offer, and hope to see Rodolpho back
better than ever!
Cathy
On 3:39 pm 10/22/06 "Chris Bennett" <scirocco16vr32@gmail.com> wrote:
> congrats man!
>
> On 10/22/06an!, Neptuno <neptunonc@yahoo.com> wrote:
> > Ok here is the Update.
> >
> > After some weeks of messing around with the insurance company and
> their initial stimate to total my car or offer me $1000 dollars for
> > repairs. The story is like this:
> > 1) I get a check for $1500
> > 2) The car is no longer a totaled
> > 3) I already have the parts I need for the repairs
> > 4) I dont have to deal with them at this level any more.
> >
> > Maybe 50% more than what they where offering is not much, but at
> least the car is no longer at that infamous total loss stage. Wich
> means that what ever they payed out is at about 70% estimated value of
> > the car from now on. and that is a fact.
> > Tony
> >
> >
> > "David Winchell, II" <xavsbud@sprynet.com> wrote:
> > T,
> >
> > Not sure about Michigan law, so this may be different up there.
> > Hope it helps. This happened in South Carolina, so I am sure some
> > laws will be different.
> >
> > I had a car of mine hit that was unoccupied (sitting legally on
> > the street in front of a residence.) The other driver was clearly
> > at fault. When his insurance company began giving me the same B.S.
> > I started digging into South Carolina Vehicle law. I discovered
> > the statute that covers incidents just like mine and copied it. I
> > then found cases that supported my thoughts as to how it should be
> > handled. (It took me about two weeks total to get everything
> > together.) State law required the at fault to bring the vehicle
> > back to pre accident condition or to find an equal replacement
> that was satisfactory to the claimant. The cool thing was that I found
> > several cases where the claimant was awarded monetary damages for
> > loss of value as once the vehicle had been damaged the value was
> > now affected and this was covered in the "pre accident condition."
> >
> > The insurance company began jerking me around from the first day.
> > I had a four door mid size sedan that their client put the trunk
> > into the back seat. For a rental vehicle they tried to get me into
> > a geo metro (not kidding.) I was in sales at the time and there
> > was no way I was going to show up to sales calls in a metro.
> > Pushed the issue and called my insurance company who gave me the
> > proper law to state to them. I was driving that afternoon in a
> > full size sedan all on their bill. Next they tried to force me to
> total the car. That is when I started digging into law and precedent to
> > find out what I was entitled to.
> >
> > I got three quotes from independent body shops and submitted them
> > along with documents from Kelly Blue book that showed the amount
> > of depreciation I had lost due to the accident once the car was
> > repaired as well as copies of all the law and cases I had
> > researched.
> > After eight weeks of giving me the run around on everything, I was
> > called to the company's office in the state after we had reached a
> > settlement that was to my liking. They paid all the rental bills,
> > travel expenses (Gas and hotel and a per diem for the days needed
> > out of town, my car was hit in South Carolina and I lived in North
> > Carolina at the time,) the average of all three repair estimates
> > as well as for the depreciation that I had sustained as a loss on
> > the vehicle due to the accident.
> > Stick to your guns, Bro. Don't let them push you around. Do some
> > research into the state laws and document everything you find. The
> > law is your friend. It is there to protect you, but you have to
> > know what it says.
> > Dave
> >
> > David Winchell, II
> > 84 Scirocco BBS Turbo
> > 79 Callaway Scirocco
> > 04 .:R32 DBP
> > 04 Mini Cooper S
> > 00 Silverado (For sale)
> >
> > -----Original Message-----
> > From: Neptuno [mailto:neptunonc@yahoo.com]
> > Sent: Wednesday, October 11, 2006 10:59 AM
> > To: Scirocco-L
> > Subject: Insurance people ....rant
> >
> > So just got off the phone with the ajuster and they are giving me
> > the run around. The first ajuster stoped his estimate of the car
> > at what he considered was 70% value of the car $1007 That covered
> > a new fenderf and according to him reparing the door and side 1/4
> > panel too....I would say sure, but I dont see anyone doing the
> > work and getting right for that money Lets go back to the 70% that
> > mean that another 30% is $300..... I'll be damn if my car is worth
> > only $1300 for an 82 with prestine history. Never been hit and
> > 128K Original miles for a car that is 24 years old. NADA marks
> that car at $2300, but they dont use that they use CCC and that means
> > that they use a company that last year was involved on a out of
> > court settlement for millions of $$$$ dollars for underpaying
> > people for their vehicles. That car has original red interior in
> > perfect condition and is a monowiper car 2 things that for the S2
> > can only be found in the 82-83 models not to mention the Cirrus
> > gray used only until 84.5 IIRC....
> > Screw me!!!!.....I like to see them getting me a car in the
> > condition that it was in before the hit for $1300. A car that will
> > take me across the country without living me stranded on the
> > way!!!!!
> > Fookers....Im so tired of getting screwed by the powers that be.
> > ThOSE SOB's want to either gime me th $1000 for a half ass job or
> > Total my car. I told hom to do a fair market research on the car.
> > By wich it mean that they will do not much of anything. I wonder
> > how exactly will he do that.
> > I am pissed and this shit just eats at my stomach!!!!!!
> >
> >
> > ---------------------------------
> > Get your own web address for just $1.99/1st yr. We'll help. Yahoo!
> > Small Business.
> > _______________________________________________
> > Scirocco-l mailing list
> > Scirocco-l@scirocco.org
> > http://neubayern.net/mailman/listinfo/scirocco-l
> >
> >
> >
> >
> > ---------------------------------
> > All-new Yahoo! Mail - Fire up a more powerful email and get
> > things done faster. _______________________________________________
> > Scirocco-l mailing list
> > Scirocco-l@scirocco.org
> > http://neubayern.net/mailman/listinfo/scirocco-l
> >
>
>
> --
> 80 Scirocco Callaway Indiana Red
> 87 Scirocco 16v Tornado Red
> 04 R32 Reflex Silver
> 79 Rocco homeless/transient
>
> _______________________________________________
> Scirocco-l mailing list
> Scirocco-l@scirocco.org
> http://neubayern.net/mailman/listinfo/scirocco-l