Re: I'm gonna be sick

[OhNoCones@aol.com]

My experience with insurance companies (and totalled cars) has been that it's
not a matter of YOU buying the car from THEM, it's a matter of them not
releasing the entire settlement to you until you sign over the title. When I
got hit by a drunk fire chief (somehow the cop didn't notice the booze, and
put in the report that the road was WET when it was bone dry), I got two
checks. The first check was all of the settlement minus the amount they
appraised my wreck at. I got a second check for like $600 something once they
receieved my signed title. You own the car, not the insurance company... until
you sign the title over to them, they can't tell you want you can and can't do
to the car. Or is this not true in your state?

  I now regret selling the wreck to them for the measley $600, since I could
have made that back simply by selling the engine and tranny, not to mention
all the tidbit parts.

  Screw them. They don't own your car, you do. Nobody's gonna tell ME that I
can't buy my car from them. Plus, where do they get off deducting for the
missing parts? Those of ALL things should be the items you get paid for. Check
with whatever agency in your state regulates the insurance industry.. this
sounds really fishy.

  About 10 years ago my mom got hit by a kid who crossed the double-yellow.
Her insurance company were such assholes about paying her for anything at
all... even though he was deemed to be totally at fault. However, his agency
was wonderful to her, and so after it was all settled, she switched to his
agent :-)

Don't sit around and get screwed... if you let them, you'll end up owing THEM
money. Sucks.

Good luck,

Benjamin  
New London, CT  
93 Ford Crown Victoria Police Interceptor 164k miles 
85 Saab 900 Turbo 224k miles (the AutoXer)  
84 Volvo GLT Turbo Wagon 189k miles (4 sale)
78 AMC Gremlin 76k miles (don't ask)
Impending VW Scirocco 16v purchase :-)


 > I'm going to be physically ill.  The insurance company offered me 1500
>  > dollars, thats for the car, stolen cd player , and stolen wheels and
>  > tires.  I'm literally sick right now.  They also said that they don't
like
>  > to sell the cars back because it's too much hassle.  WTF!  You want to
>  > know how they arrived at this estimate.  They deducted for not having
>  > wheels or tires, no door handle, and too much body damage.  All stuff
that
>  > was due to it being stolen. They also valued the leather seats at 75
>  > dollars.  They then called a Nissan and Honda dealer and asked what they
>  > would value the car at and took the average of the two to get my qoute.
I
>  > am of course going to fight this.  But for now I'm gonna go cry and throw
>  > up.

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